this post was submitted on 22 Mar 2024
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Everyone in this thread is wild. Buying a phone on credit makes sense with how expensive they are. How else can Google protect themselves though? Just like cars get repossessed if you didn't pay, this is a two-way street. Otherwise people could have a phone sent to them and then never pay anything for it.
I agree that this makes sense in the context of a creditor securing a loan, but I disagree that getting your phones on credit makes sense.
New, flagship devices can be had around $500 US, which is attainable for most Americans in a fairly short timeframe. Spending years locked into a carrier contract where you don't own your device just doesn't make sense unless you're spending thousands on a foldable device or something.
https://www.accc.gov.au/media-release/telstra-to-pay-50m-penalty-for-unconscionable-sales-to-indigenous-consumers
For people who know as much about technology as most people in this discussion the thing to do if short of cash would be to buy a cheaper phone. I recently got myself a quite decent Note9 for $109AU and I could have got something even cheaper if I needed to. But many people aren't as well informed, the above article is one example of people who are less well off being scammed by a corporation.