this post was submitted on 01 Feb 2024
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Maryland bill would force gun owners to get $300K liability insurance to wear or carry (foxbaltimore.com)
submitted 9 months ago by [email protected] to c/[email protected]
642 comments fedilink hide all child comments
 

Maryland House Democrats introduced a controversial gun safety bill requiring gun owners to forfeit their ability to wear or carry without firearm liability insurance.

Introduced by Del. Terri Hill, D-Howard County, the legislation would prohibit the “wear or carry” of a gun anywhere in the state unless the individual has obtained a liability insurance policy of at least $300,000.

"A person may not wear or carry a firearm unless the person has obtained and it covered by liability insurance issued by an insurer authorized to do business in the State under the Insurance Article to cover claims for property damage, bodily injury, or death arising from an accident resulting from the person’s use or storage of a firearm or up to $300,000 for damages arising from the same incident, in addition to interest and costs,” the proposed Maryland legislation reads.

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[–] [email protected] 14 points 9 months ago* (last edited 9 months ago) (2 children)

What I'm saying makes perfect sense.

Police misconduct is so rampant specifically because the taxpayer picks up the tab. Cops themselves can weasel out of being responsible for just about anything because they're shielded by their department, or city, or state, or whatever. But if we held them personally accountable -- financially, in this case -- that'd stop that bullshit quick smart and in a hurry. Doctors have to carry insurance personally. So do truck drivers. You want to know why? Because those jobs hold the potential for catastrophically fucking up, with consequences very likely to affect other people. Why should cops be any different?

At the very least this should apply to all police who are not currently clocked in, in uniform, and on duty. Out here in the real world they have to play by the same rules as the rest of us.

Ha. Actually, from TFA:

As the bill is currently written, local and state law enforcement officers are not exempt from the insurance requirement.

So guess who else agrees with me.

[–] [email protected] 2 points 9 months ago* (last edited 9 months ago)

Thanks for typing out a well thought-out, well-reasoned response! Much nicer than a trite one-liner. I am in full agreement.

[–] [email protected] 2 points 9 months ago

I agree with you overall, but I expect taxes will just go up by however much is required to cover the insurance for the officers, so we will continue to pay for their malfeasance.