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this post was submitted on 21 Sep 2023
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So, take the above with a grain of salt because it is, after all, green text. The numbers may be bullshit. The entire thing may be bullshit. Who knows.
But that said. $2000 monthly is more than my mortgage, utilities, insurance, internet, cell phone, and fuel expenditures combined in the same span of time. That is insane. (With what I overpay towards the principal on my mortgage puts me above that, but I wouldn't technically have to. I'd just like to actually own my house some time this century, or at least before I'm dead.)
Why anyone would deliberately choose to live that way is beyond me. There isn't anything special about my situation; I live in the here and now, at precisely the same date and time as this dude, in the same country, in a major metropolitan area. I'm not an executive, CEO, or landlord. I work in the durable goods industry, for fuck's sake.
2000 a month isn't enough for my 2 bedroom 30 minutes from the nearest city. But it was an upgrade from my 2600/month 600sqft apartment on the outskirt of said city. Fortunately we don't pay utilities due to the shady number of rented dwellings on the single property. But we pay more for shittier Internet, and are limited to 1 cell phone provider option. Congratulations, you bought at a good time. I don't hold it against you, but I ask that you understand that the market isn't like that any more. We're looking at 600,000$houses in our current neighborhood, 750 to be in the edge of the city, and they aren't exactly ready for habitation, but that's okay, they'll be bought and flipped (poorly) and resold for 50% more on top of current asking by next summer.
You live in a high cost of living area. I don’t hold it against you, but I ask that you understand the market isn’t like that everywhere.
Meanwhile I, living less than a hundred miles from the green text, can't find an apartment to rent for under $2k, and the median house prices for the county are north of a million dollars. If by some miracle I could put down 20-30% down, the mortagage would still be $4k. My electric bill alone is over $300. I'm glad it's working out for you, but I would be interested in knowing where you're at, because this shit here isn't working.
I live in a decent sized city (but not what I'd call a large one -certainly not LA size) Good luck finding a one bedroom apartment for under $2000 if you want a place without roaches, mold, and bullet holes. The OP suggesting it might be that expensive someplace like downtown LA doesn't seem crazy to me.
It's not one or the other though. Op could find a room for rent in a house that gives him more privacy that just renting a bed, even in LA. The expense isn't really the issue, it's the shit conditions he's choosing to live in.
Two bedroom apartment where I am is 2500. And that's because our land lord is nice and just looking for some extra money. A two bedroom actually goes for 3k easily.
Shit is fucked out here.
The average 1 bedroom suite in Vancouver BC is 2,500.
2500 what? Canadian Pesos? If so, that's USD $1854.67.
Sorry, I didn't know we only use USD here.
If you're going to compare two things it only makes sense if you use the same units of measure. The article is discussing American prices.
I could just as well say an apartment in Japan costs "369,105" and not specify. Hey presto. Now my number is bigger than yours.
that's 3,357.58 canadian peso, which is larger yes
Yeah, I mean, I have a roommate. We share a single family house with 3 bedrooms, and splitting rent and all utilities are $1600 each, and i live in the super nice area, with a washer and dryer down the hallway from my bedroom. I live in a large city. I'd shoot myself if I had to pay $1400/month to just rent a BED. With no privacy and surrounded by others. This guy, if a true story, is fucking crazy. At that point, he's making choices to live like that. To assume that the way he's living is common is asinine.
Your mortgage doesn't go up at the same rate as the market though. What year did you buy, because my in-laws just sold their mobile home for $700k @ 7% interest.