I pay other sites for creators. So for me $$ isn't the issue. Not when premium is less than 20.

The biggest issue with YouTube for me is that their ads are very intrusive/track quite a bit about what you do/can actually be malware. On addition, there's a good chance that money is mostly going to YouTube and not the people creating their works. There's a reason patreon is a thing for most successful creators. I also hate ads. I don't hate people getting paid, I hate YouTube for shoving ads down my throat and then turning around not paying people their dues. And in my opinion the worst way possible.